Kirkland’s Credit Card

What are the benefits of the Kirkland’s credit card?

  • Beginning, May 3, 2018 customers who apply for the Kirkland’s credit card with Wells Fargo Bank, N.A. and are approved will receive 20% off of their next in-store purchase when they use their Kirkland’s credit card.
  • All customers who apply online and are approved receive a 20% off coupon 1 in the mail with their new Kirkland’s credit card to use on their next in-store purchase. +5% off on all in-store purchases2
  • Advance notice of sales and promotions
  • Exclusive coupons and special shopping events
  • No monthly maintenance fee. 3
  • All benefits are subject to credit approval
  • 1 This coupon will be valid on an in-store purchase only. Must use Kirkland’s credit card as method of payment to receive discount.
  • 2 +5% off discount may be combined with other in-store coupon offers. Discount will not be applied to online purchases, green tag purchases or the purchase of gift cards in stores or online.
  • 3 The Kirkland’s credit card is issued with approved credit by Wells Fargo Bank, N.A. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00 This information is accurate as of 5/3/2018 and is subject to change. For current information, call us at 1-800-431-5921.

Frequently Asked Questions

  • Online: Visit the Wells Fargo Online portal to quickly and conveniently make online payments, view Frequently Asked Questions or learn how to read your statement.
  • Phone: Call 1-800-459-8451 with any question you may have including account information, assistance with billing questions, phone payments, non-receipt of your card and/or statement, address changes, and account closures.
Yes! We now offer the option to use your Kirkland’s Credit Card at checkout.
Of course!
No. Only purchases made in a Kirkland’s store will qualify for the 5% off discount.
Your Kirkland’s Credit Card will be charged once your order is shipped from our warehouse. It is not charged at the time the order is placed.
Federal law requires us to obtain a street address when you apply for the Kirkland’s credit card. Upon approval, you may change your address to a P.O. Box. Please call Wells Fargo Customer Service at 1-800-459-8451.
If you haven’t received your Kirkland’s credit card within 10 days after opening your account, please call Wells Fargo Customer Service at 1-800-459-8451.
No. Kirkland’s gift cards can be redeemed for the purchase of Kirkland’s merchandise in stores, online and for gift cards. There are several convenient ways to submit payment for your Kirkland’s credit card: online (through an electronic transfer from your checking account), postal mail (check or money order) or phone.

There are three ways to pay your Kirkland’s credit card bill:

  • Online: Visit Wells Fargo Online portal and use your checking account. Your payment will be posted to your Kirkland’s credit card promptly.
  • Phone: Simply call Wells Fargo Customer Service at 1-800-459-8451 to pay using your checking account with no fee.
  • Mail: Effective 11/01/17, send your payments by check or money order to the appropriate address below. Please allow 7-10 business days for payments to reach us.

Wells Fargo Consumer Credit Card
P.O. Box 51193
Los Angeles, CA 90051-5493
(For customers that reside in WA, OR, CA, AZ, NV, ID, UT, MT, WY, CO, NM, TX, ND, SD, AK, HI; includes military and countries/properties that send payments)

Wells Fargo Consumer Credit Card
P.O. Box 77053
Shoreview, MN 55480-7753
(For customers that reside in MN, WI, MI, NE, IA, IL, IN, KS, MO, OK, AR, LA, MS)

Wells Fargo Card Services
P.O. Box 71118
Charlotte, NC 28272-1118
(For customers that reside in ME, VT, NH, MA, RI, NY, CT, PA, NJ, DC, DE, MD, OH, WV, VA, KY, TN, NC, SC, AL, GA, FL)

Sorry, in-store payments are not available at this time.

If your card is lost or stolen, please call Wells Fargo Customer Service at 1-877-805-7744 as soon as possible.